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An authenticator app on your smartphone generates codes that never travel through your mobile network, so there's less potential for exposure and compromise. A vulnerability in SMS messaging is that crooks can reroute text messages (Opens in a new window). But getting codes by phone turns out not to be not very secure at all.
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Yes, you can implement MFA by having your bank send you a text message with a code that you enter into the site to gain access. There's another common way to do it that's not so good, however: authentication code by text message. You can now use these devices to secure your Apple ID and your Google account. Security keys have no batteries, no moving parts, and are extremely durable-but they’re not as convenient to use as your phone. Why are they more secure? Though not a common threat, a malware-infested app running on your phone could intercept the authentication codes produced by a phone’s authenticator app. Unlike smartphones, they have the advantage of being single-purpose and security-hardened devices. These keys produce codes that are transmitted via NFC, Bluetooth, or when you plug them in directly into a USB port. The top option in safety, however, is to use a dedicated key-type MFA device (our favorite at the moment is the YubiKey 5C NFC). Using an authenticator app is one of the better types of MFA. What's the Best Kind of Multi-Factor Authentication?
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When you use an authenticator app, you bolster the password you know with the token, smartphone, or smartwatch that you have. Something you know (a password, for example)Īnd something you are (a fingerprint or other biometric trait). Experts classify authentication factors in three groups: MFA means you add another factor in addition to that password. Twilio Authy ReviewĪs the name implies, MFA means you use more than one type of authentication to unlock an online account or app. At least there's an Apple Watch app for those who want it. Authy’s Help Center offers a strategy to mitigate the vulnerability, but we'd prefer it just worked more like other authenticator apps. We're not fans of this requirement, since we’d rather have the app consider our phones to be anonymous pieces of hardware and some have suggested that requiring a phone number opens the app up to SIM-card-swap fraud. Unlike the other apps listed here, Authy requires your phone number when you first set it up. It also means that authorities cannot force Authy to unlock your accounts. The password is only known to you, so if you forget it, Authy won’t be able to recover the account. There’s also an option to enter a private password or passphrase which Authy uses to encrypt login info for your accounts to the cloud. However, it’s somewhat concerning that you can add the account to a new phone using “a PIN code sent via a call or an SMS,” according to Authy’s support pages (Opens in a new window). One of Twilio Authy’s big advantages is encrypted cloud backup. Below our recommendations, you'll find more information on just how these apps work to keep you safe, as well as criteria you should consider when choosing one.
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If you're looking for the best free authenticator app, you're in luck. Our summaries of the best authenticator apps, listed alphabetically, will help you decide which one to use so you can start setting up your accounts to be more secure.
Enabling MFA is also one of the steps our team recommends to protect yourself from the consequences of a data breach, and it's among the steps you should take if you discover your information has already been involved in a breach. Using one of these apps can even help protect you against stealthy attacks like stalkerware. The security coverage team at PCMag frequently exhorts readers to use MFA.Īuthenticator apps, such as Authy, Google Authenticator, and Microsoft Authenticator, enable one of the more secure forms of it.
Multi-factor authentication (MFA, also known as two-factor authentication or 2FA) adds another layer of protection. Leaks and hacks from recent years make it clear that passwords alone don't provide enough security to protect your online banking, social media logins, or even accounts for websites where you shop.
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How to Set Up Two-Factor Authentication.
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